Tellico Village rental-property buyer checklist

Unbrochure free worksheet

Source-linked guidance verified September 18, 2026

Nothing you type is sent anywhere or kept after the page reloads.

Use this worksheet before relying on rental income from a Tellico Village property. Print it or save the printout locally with the property file. Nothing you type is submitted or saved. A blank is unresolved, not zero and not approval.

Identify the exact property

Street addressParcel IDLegal descriptionNeighborhoodCounty confirmed from parcel recordProperty type in current recordsSpace proposed for rentalACC identification of primary Living UnitSource and date for that identification

The Blue Book says a rental may include only the primary Living Unit. It may not include an accessory dwelling unit or an uninhabitable structure such as a garage or shed. Do not classify a space from the listing alone. 1

Describe the proposed stay pattern

Expected shortest stayExpected longest stayTypical number of occupantsExpected number of vehiclesDirect, platform-based or both

No conference, wedding, fundraiser, commercial event or similar gathering will be offered.

For the Blue Book's rental rule, less than six consecutive months is a Short-Term Rental and six consecutive months or more is a Long-Term Rental. The permit requirement applies to both. 1

Obtain the current ACC permit path

Date written request sent to ACCACC responder and roleCurrent rule or handbook version citedParcel, space and stay pattern qualifyConditionsCurrent application receivedCurrent rental-permit feeOther required documents or inspectionsExpected review timingRenewal or annual-review process

The public handbook refers to a regular permit fee but does not print the current rental-permit amount in the rental section or violations table. Do not insert an amount from a seller, listing or old form without current ACC confirmation.

Test any seller-supplied permit

Seller permit copy receivedPermit numberName on permitRental area and stay pattern coveredOriginal issue dateMost recent annual review dateOpen complaint, violation, cure, fine or appealACC confirmation dateACC answer after sale or operator changeBuyer reapplication required

The public rental section does not say that a seller's permit transfers. Do not treat the copy as the buyer's permit until the ACC confirms the status and next step in writing.

Name the responsible operator

Owner or designated operatorReadily accessible phoneReadily accessible emailPhysical response coverage while owner is awayWritten service hours and backup coverageOne-hour response duty acceptedOperator insurance and contract reviewed

The Blue Book says the owner or designated operator must be available within one hour after ACC staff gives notice of a complaint to respond and seek to resolve the problem. It does not promise that every complaint will be fully resolved within one hour. 1

Walk the operating rules against the property

No rental sign or writing visible from outside, whether posted on the Living Unit or elsewhere on the lotNo vehicle or equipment used as conspicuous rental advertisingStreet, private road and driveway remain unobstructedGuest vehicles fit in the garage or drivewayNoise-control planNo events, including conferences, weddings, fundraisers, commercial events or similar gatheringsTrash stays out of public view except in proper containers on collection dayOccupant and guest rule delivery or house manualCurrent amenity-access answerAdditional Board-approved rental standards supplied by ACC

Record the enforcement and appeal file

Published item	Current confirmation	Written source and date
Rental-rule violation: seven-calendar-day cure and $100-per-day fine
No permit: seven-calendar-day cure, $500 fine and regular permit fee
Current extension procedure
Current appeal procedure and deadlines
Existing enforcement matter for this property

The published table describes a schedule. It does not decide whether this property has a violation, when a fine begins, whether an extension will be granted or how an appeal will end. 1

Keep the outside files separate

County and local rental, zoning, safety or permit answerState and local tax registrations or accountsDirect-booking tax procedureMarketplace tax records retainedBusiness-license answerBinding insurance coverageLender approval or restrictionTitle and recorded-restriction reviewProperty-management agreement and cancellation terms

Tellico Village spans Loudon and Monroe Counties. Use the parcel record to choose the correct public offices. 2

Tennessee Revenue's sales-tax guidance uses fewer than 90 consecutive days for its short-term-rental definition. The Blue Book uses less than six consecutive months for the POA category. Keep the definitions and compliance files separate. 3 4

Test the arithmetic without assuming permission

Item	Amount	Written source and date
Gross rent supported by dated operating evidence
Platform and payment fees
Management and one-hour response coverage
Cleaning and turnover
Utilities and supplies
Repairs and replacement reserve
Insurance change
Taxes and licenses
Vacancy and blocked dates
Current ACC permit fee
Other confirmed rental costs
Rental income included in the buying arithmetic now

If current written permission, the fee, operator coverage, insurance or public requirements are unresolved, use $0 for rental income in the buying decision. That is a conservative household rule, not a prediction that a permit will be denied.

Make the final written-answer record

ACC answer attachedCurrent rule and effective date attachedCurrent application and fee attachedSeller permit status and buyer next step attachedCounty and tax answers attachedBinding insurance answer attachedLender answer attachedTitle or legal review attached where needed

Stop. The purchase requires rental income, but permission or another material condition is unresolved. Resolve before contract. Written answers or documents are still needed. Mitigate. The rental plan can proceed only with recorded conditions. Accept. The household accepts the documented rule, cost and operating burden without relying on an unresolved item.

Conditions, deadline and person responsible

Sources behind the checklist

Residential Construction Handbook / Blue Book . Tellico Village Property Owners Association , effective April 16, 2025; rechecked September 19, 2026.
Home Building Frequently Asked Questions . Tellico Village Property Owners Association , rechecked September 19, 2026.
SUT-47: Short-term rentals are subject to sales tax . Tennessee Department of Revenue , rechecked September 18, 2026.
SUT-48: Short-term rental reporting requirements . Tennessee Department of Revenue , rechecked September 18, 2026.