Tellico Village building-project buyer checklist

Unbrochure free worksheet

Source-linked guidance verified September 19, 2026

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Use this worksheet before buying a lot, signing a construction contract or relying on a planned exterior or shoreline project. Print it or save the printout locally with the property file. Nothing you type is submitted or saved. A blank means unresolved, not zero, approval or not applicable.

Identify the parcel and proposed project

Street addressParcel IDLegal descriptionSubdivision, block and lotCounty confirmed from parcel record: Loudon / Monroe / OtherImproved home or vacant lotProject type: New home / Exterior change / Shoreline / OtherProposed footprint or work areaPurchase-contract due-diligence deadlineIntended construction start

Do not choose a permit office or public-code authority from a mailing address alone. Use the parcel record and the ACC's written direction.

Assemble the recorded parcel file

Current deed and legal description attached: Yes / NoRecorded subdivision plat attached: Yes / NoLater recorded restrictions or amendments attached: Yes / NoCurrent field survey attached: Yes / NoLot corners shown as found or set: Yes / NoAll setbacks shown: Yes / NoAll utility and other easements shown: Yes / NoExisting utilities plotted: Yes / NoTopography and elevations supplied: Yes / NoPrior variance, permit or recorded exceptionTitle professional's unresolved item

The Blue Book says recorded-plat setback lines control and some lots have larger utility easements than the community minimum. A listing sketch is not the parcel file. 1

Obtain the current ACC package

Current Blue Book version and effective dateCurrent application packet received onCurrent fee schedule received onCurrent ACC meeting calendar received onSubmission cutoff for the intended meetingACC contact and rolePreliminary discussion held onProject-specific specialty permits identifiedCurrent financial-assurance requirements supplied

The public Blue Book and FAQ give different meeting-frequency descriptions. The public PDF's table of contents lists a fee appendix that the file does not contain. Use the current written calendar, packet and fee schedule, not an inferred date or zero. 2 3

Record completeness and the written decision

Initial submission dateRequired fees paid dateApplication and design documents: Complete / IncompleteACC written completeness dateIntended agenda dateContractor attendance requirement confirmed: Yes / NoContractor with knowledge of all project elements scheduled: Yes / NoWritten decision dateDecision: Approved / Approved with stipulations / Denied without prejudice / DeniedMarked and dated application attached: Yes / NoMarked and dated design set attached: Yes / NoEvery stipulation entered in the project plan: Yes / No

The 45-day period does not begin until applicable fees and all required applications and design documents have been received. The application is automatically denied without prejudice and rescheduled for the next meeting if the required contractor is absent. 1

Reconcile the design with the lot

House footprint and roof overhangs plotted: Yes / NoDriveway, walks, patios, decks and exterior equipment plotted: Yes / NoDistance to property lines shown: Yes / NoSetback compliance confirmed in writing: Yes / NoEasement conflicts resolved in writing: Yes / NoAdjacent improvements or relevant conditions shown: Yes / NoStamped drainage plan attached where required: Yes / NoDrainage destination and controlsTrees to remain and clearing limit shown: Yes / NoWritten variance required: Yes / No / UnresolvedSigned, notarized and recorded variance attached: Yes / No / N/A

Do not describe a lot as buildable merely because a generic minimum or setback appears to fit. The survey, plat, easements, drainage and design file must work together.

Keep shoreline and outside approvals separate

Recorded shoreline privileges confirmed: Yes / No / N/AShoreline work below the 820-foot contourLakeward extension lines surveyed: Yes / No / N/AACC shoreline decision attached: Yes / No / N/ATVA approval attached: Yes / No / N/AU.S. Army Corps approval attached: Yes / No / N/AExisting shoreline structure and permit statusTree clearing or landscaping below the contour approved by TVA: Yes / No / N/AApproved home permit precedes shoreline improvements other than riprap or seawalls: Yes / No / N/AShoreline package submitted: With home application / Afterward / N/A

An ACC step does not guarantee an outside approval. Riprap and seawalls remain subject to their own shoreline permits and TVA and Army Corps approvals; the exception concerns only the home-permit-first sequence. A waterfront description does not prove recorded shoreline privileges or approve a dock. 1

Close both preconstruction permit gates

ACC building permit issued: Yes / NoACC permit issue dateApplicable public-code authority: Loudon County / TRDA / OtherPublic building permit issued: Yes / NoCopy delivered to ACC: Yes / NoCompletion or Compliance Assurance document executed: Yes / NoPerformance bond or letter of credit, if usedTree protection, erosion control and site access authorizedGroundbreaking authorized onTree-removal scope authorized onMinor Lot Clearing Permit attached, if used: Yes / No / N/A

New-home construction cannot begin until the required ACC and public building permits are in place. Clear-cutting without the required ACC permit is listed with a $2,500 cost-recovery charge plus any ACC requirements to replace improperly removed trees. 1

Control changes and construction records

For each covered change, attach the revised drawing and written ACC decision.

Change	Cost and schedule effect	Submitted	Written decision	Work released

Approved plans on site: Yes / NoFooting survey submitted within the handbook's stated period: Yes / NoPublic-code inspection records current: Yes / NoACC compliance-check records current: Yes / NoDrainage-plan change approved by its civil engineer: Yes / No / N/AOpen notice, cure, fine or stop-work item

ACC compliance checks are not building-code inspections. Keep both records.

Track permit and completion dates

ACC building permit issue dateForty-five-day start date reached onConstruction actually commenced onOne 15-day start extension approved by the ACC Administrator: Yes / No / Not requestedSix-month exterior milestoneTwelve-month completion milestoneExtension requested onWritten extension decisionFinal grading and drainage complete: Yes / NoBasic ground cover complete: Yes / NoFinal as-built survey attached: Yes / NoRequired engineer and treatment letters attached: Yes / No

Missing the 45-day start date voids the ACC approval, forfeits the permit fee and requires a new complete application. The table identifies one 15-day start extension with Administrator approval and says a reasonable extension of the 12-month completion deadline may be obtained for cause. Do not assume either extension. 1

Separate occupancy, punch-list and financial closeout

Public-code final inspection complete: Yes / NoCertificate of Occupancy issued: Yes / NoCertificate delivered to ACC: Yes / NoACC Final Compliance Review complete: Yes / NoACC occupancy authorization posted or delivered: Yes / NoACC punch-list attached: Yes / No / None issuedPunch-list completion deadlineAll punch-list items accepted: Yes / NoAll non-compliance charges paid: Yes / No / None identifiedCompletion or Compliance Assurance released: Yes / NoRemaining payment, lien-waiver or contract item

Do not collapse the public-code occupancy document, ACC compliance review, punch list and assurance release into one checkbox. The ACC will not issue its final written compliance review until all non-compliance charges are paid.

Preserve enforcement and appeal deadlines

Notice or action received onDelivery method and received dateStaff action being challengedSupervisor appeal due date confirmedACC appeal due date confirmedBoard appeal due date confirmedWritten extension or suspension obtainedIndependent Tennessee legal advice obtained where needed

The Blue Book describes short, different appeal periods. This worksheet does not decide which route applies to a particular notice.

Make the household decision

Stop. The purchase or project requires a favorable answer to an unresolved material question. Resolve before contract. A material written record or approval is missing. Mitigate. Proceed only with the recorded contingency, allowance, redesign or protection. Accept. The household accepts the documented parcel, process, cost and schedule without turning a blank into approval or zero.

Conditions, deadline and person responsible

Sources

Residential Construction Handbook / Blue Book . Tellico Village Property Owners Association , effective April 16, 2025; rechecked September 19, 2026.
Home Building Frequently Asked Questions . Tellico Village Property Owners Association , rechecked September 19, 2026.
Forms & Docs . Tellico Village Property Owners Association , membership-gated route rechecked September 19, 2026.
Architectural Control department . Tellico Village Property Owners Association , membership-gated route rechecked September 19, 2026.